Your relationship
United Vault
UV Fintech Limited manages the UV programme, customer communication and support, and helps coordinate your onboarding.
About United Vault
A connected outlook.
A clear purpose.
International life brings everyday financial needs. UV is being built to help people and businesses navigate them.
We bring a customer-focused experience to payments, currency exchange and cards through our partnership with Equals Money.
Payment services
Equals Money
Equals Money Plc provides the underlying payment services and assesses account applications. Cards are issued by Equals Money International Limited.
Understanding your account
Know how your
money is held.
UV is not a bank. Payment and e-money services have different protections from a bank deposit.
Safeguarding, explained.
The money in the payment accounts held with Equals Money Plc is not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations / E-money Regulations. Your money is held in specially designated, safeguarded bank accounts with Tier 1 banks, and is kept separate from Equals Money Plc’s own funds.
If a provider fails, returning funds can take time and the amount returned may be reduced by insolvency costs.
Read the FCA’s explanation ↗Questions deserve clear answers.
Speak with UV about the service and how it works.