United Vault
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United Vault · Service preview

Money for a
connected life.

Payments, currency exchange and cards for individuals and businesses with an international outlook.

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Enquiries are open. Account access is subject to launch and approval.

Choose your path

For life. For business.

Start with the way you need to use your money.

Personal

Life moves.
Your money should follow.

Explore payment services for living, studying and spending internationally.

Explore personal Business

Your next payment.
Your next opportunity.

Explore international payments and currency exchange for your business.

Explore business

UV brings the experience.
Equals provides the payment services.

United Vault is the customer-facing brand. UV Fintech Limited manages the programme and your relationship with UV. Payment services are provided by Equals Money Plc.

Understand the partnership ↗

Let’s start with you.

Tell us what you need from your payment account.

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United Vault

Money connects us.

UV Fintech Limited, registered address 16 Ingestre Place, London, England, W1F 0JJ. Company registered in England and Wales. Registered number 17194586. UV Fintech Limited’s regulated products/services are provided in partnership with Equals Money Plc. Equals Money Plc is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN) 488396. Company registered in England & Wales No. 05539698. Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised as an Electronic Money Institution by the FCA with FRN 900493. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The money in the payment accounts held with Equals Money Plc is not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations / E-money Regulations. Your money is held in specially designated, safeguarded bank accounts with Tier 1 banks, and is kept separate from Equals Money Plc’s own funds.

© 2026 UV Fintech Limited United Kingdom · English